An all risk insurance policy cover the following and more..
Fire & additional perils covering the buildings, Machinery, Equipment, Contents of the company.
Replacement fees for data and records being stored either in PC's or in records.
Expert fees for fixing any of machinery and/or erection upon damage.
Burglary (cash in safes).
Fidelity guaranty (Cash in safes).
Fidelity guaranty for insured's employees (Inventory).
Cash in transit outside and inside the company (theft by violence).
Cash in transit (Fidelity Guaranty).
Loss of profit due to total or partial stopping of business due to fire accident.
Third party liability.
The above coverage could be provided separately in addition to the Fire & Additional perils.