An all risk insurance policy cover the following and more..
- Fire & additional perils covering the buildings, Machinery, Equipment, Contents of the company.
- Replacement fees for data and records being stored either in PC's or in records.
- Expert fees for fixing any of machinery and/or erection upon damage.
- Burglary (cash in safes).
- Inventory theft.
- Fidelity guaranty (Cash in safes).
- Fidelity guaranty for insured's employees (Inventory).
- Cash in transit outside and inside the company (theft by violence).
- Cash in transit (Fidelity Guaranty).
- Loss of profit due to total or partial stopping of business due to fire accident.
- Machinery breakdown.
- Product liability.
- Third party liability.
- Personal Accident
- The above coverage could be provided separately in addition to the Fire & Additional perils.
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